It takes months and thoughtful planning to be ready for a move, and the relative quiet of January is the perfect time to start tackling the to-do list to prep your house to make a favorable impression on potential buyers. Here are five helpful tips to prepare your...
What is a construction loan? A construction loan is a temporary, higher-rate loan (6-10% APR) that provides the funds required to build a custom home or property. Construction loans typically require a down payment of 20% and transition into a traditional mortgage...
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The below historical mortgage interest rate data is STRICTLY for INFORMATIONAL PURPOSES ONLY. (Rates shown do not show all the data – just the highlights). If you want up-to-date interest rates, we recommend talking with a professional mortgage lender. 1970s: Rates...
Prequalified vs. Preapproved: What’s the Difference? The difference between preapproval and prequalification can depend on the creditor and the type of loan or credit card—some creditors may even use the terms interchangeably. In either case, a creditor has done an...
