Find Your Perfect Home
When buying or selling Real Estate – it’s important to select a real estate professionals that are part of a team and that provide exceptional service. Swanson Real Estate has been serving the Dekalb, Lasalle, Kendall, Kane and surrounding areas for decades and offer marketing opportunities and up-to-date technology that fit our clients needs.
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Buying a home will probably be the largest and most significant purchase you will make in your life. It also involves the law of real property, which is unique and raises special issues of practice, and problems not present in other transactions. A real estate lawyer is trained to deal with these problems and has the most experience to deal with them.
In most cases, yes, you will need to purchase a homeowners insurance policy before the lender will allow the closing to proceed. Otherwise, the loan won’t be finalized and funded — and nobody wants that. In a typical scenario, the borrower will bring either the policy itself, or proof of the purchase, to the closing / settlement process. It can also be faxed to the lender and/or escrow company prior to closing.
When you buy a home, you’re in it for the long haul. You’ll have a mortgage payment for 15, 20 or 30 years, so it’s smart to shop around to find the best mortgage lenders out there.
Types of Lenders:
Mortgage lenders: These are companies that lend money to a borrower to purchase a home and set the terms of the mortgage, including interest rates, term, conditions, repayment schedule and lending fees.
Mortgage brokers: Brokers are independent, licensed professionals who act as matchmakers between lenders and a borrower to find loans that best suits the borrower’s needs. Brokers are paid by either the borrower or the lender (but not both) and charge a small percentage of the loan amount (1 to 2 percent) for their services. They do not fund loans, and they don’t set interest rates or loan origination fees, or make lending decisions.
Before you buy a home, one of the things you should do is to have the home checked out by a professional home inspector.
Your first clue that a home inspection is important is that it can be used as a contingency in your purchase offer. This contingency provides that if significant defects are revealed by a home inspection, you can back out of your offer, free of penalty, within a certain time frame. The potential problems a home can have must be pretty serious if they could allow you to walk away from such a significant contract.
Radon is a colorless, odorless gas and comes from the natural breakdown of uranium found in water, rock and earth. As this occurrence happens, radon rises to the surface into homes, water and air. Like carbon monoxide, radon is extremely harmful because there are symptoms of dizziness, headaches, nausea or anything that would alert someone that they are breathing in the deadly gas. Radon is the second leading cause of lung cancer, the first being smoking. It is of great concern for youth because they take more breaths than adults, which means their aspirations are twice that of an adult. Therefore, radon testing is extremely important because often there aren’t any symptoms related to the gas until a doctor diagnoses one as having lung cancer.
We are known as the “Hometown Realtors”
Swanson Real Estate sells more area homes than anyone! Our office has been in the same location since 1981 and recently opened our NEW OFFICE in Yorkville and we know all that the local area has to offer. No one knows about the local homes, schools, businesses and churches like we do!
Don’t be fooled by “bigger is better”. Get personalized service from start to finish with Swanson Real Estate. The bottom line is, we are here to save you money, doesn’t matter if you are a buyer or a seller, we are going to do our best to save you money whenever we can. Learn more
Our customers and clients are very important to us!
Swanson Real Estate is growing by leaps and bounds and sells more than many of the other local real estate offices in the area. Who says bigger is better? Not us! We contribute our continuing success to our hard working team of professionals and of coarse our clients and customers for allowing us to assist them.
If you need help in finding a home or property or you are selling your home and would like a FREE professional market analysis, please give us a call at 815-786-9418 (Sandwich) or 630-553-3333 (Yorkville).
Buying OR Selling?
Call 815-786-9418 or 630-553-3333
Sandwich / Yorkville Offices
Open House - Sunday, July 21st (1-3 pm)
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