by Kathy Kohler | May 31, 2023 | Financial
What is a construction loan? A construction loan is a temporary, higher-rate loan (6-10% APR) that provides the funds required to build a custom home or property. Construction loans typically require a down payment of 20% and transition into a traditional mortgage...
by Kathy Kohler | Mar 6, 2023 | Selling Tips
Home Selling Checklist Make the first impression a good one: Curb appeal is key when securing a potential buyer for your home. Yes, for better or worse, buyers do tend to judge a book by its cover. You want to make sure potential buyers’ first impression of...
by Kathy Kohler | Feb 9, 2023 | Buyer Tips, Moving Tips
With a long to-do list to complete before moving, it is important to remember preparation for your pets Gather Vet Records: If you are moving a considerable distance away from your current home, it is important to ask your current veterinarian for records that will be...
by Kathy Kohler | Jan 6, 2023 | Selling Tips
1. Consider Your Price Before you begin the actual selling process, the first step is to accurately price your home. For this, it’s a good idea to talk to a listing agent. They should be experienced in the neighborhood and have sold a number of listings similar to...
by Kathy Kohler | Jul 5, 2022 | Financial, Professional Services
The below historical mortgage interest rate data is STRICTLY for INFORMATIONAL PURPOSES ONLY. (Rates shown do not show all the data – just the highlights). If you want up-to-date interest rates, we recommend talking with a professional mortgage lender. 1970s: Rates...
by Kathy Kohler | Sep 7, 2021 | Buyer Tips, Financial
Prequalified vs. Preapproved: What’s the Difference? The difference between preapproval and prequalification can depend on the creditor and the type of loan or credit card—some creditors may even use the terms interchangeably. In either case, a creditor has done an...
