Serving Dekalb, Kendall, LaSalle, Kane & surrounding areas

815-786-9418 or 630-553-3333

Find Us!

503 East Church Street, Sandwich
664 W. Veteran's Parkway, Yorkville
For Sale / All Types
Advanced Search

Home Insurance

In most cases, yes, you will need to purchase a homeowners insurance policy before the lender will allow the closing to proceed. Otherwise, the loan won’t be finalized and funded — and nobody wants that. In a typical scenario, the borrower will bring either the policy itself, or proof of the purchase, to the closing / settlement process. It can also be faxed to the lender and/or escrow company prior to closing.

Home Insurance Protects You, as Well as the Lender.  This is why most lenders require proof of coverage before closing. They want to make sure their interests are being protected in the event of fire, earthquake, flooding, etc. 

The common practice is that you have to bring a homeowners insurance binder with you to the closing procedures. This binder is provided by the insurer and is proof that you have a policy in place that covers the property. In some cases, a letter from the insurer will suffice, or a photocopy of the coverage document(s).

You can choose which insurance company you want to use. You should shop around for the best policy, just as you shopped around for the best deal on a home loan. The cost of coverage varies based on the amount of protection, the size of the deductible, and other factors.

In most cases you will need to purchase a basic home insurance policy before closing day comes around.


View Local Agencies Below:

All State Insurance



Local locations: 

2600 E. Rt. 34, Sandwich, IL 60548


624 W Veterans Pkwy Ste D Yorkville, IL 60560


View website 


American Family Insurance




Local locations: 

37 S Main St, Sandwich, IL 60548


110 E Countryside Pkwy Ste A, Yorkville, IL 60560


8 W Washington St, Oswego, IL 60543


View Website 


Country Financial Insurance




Local Location: 

347 W Church St, Sandwich, IL 60548

View Website 

Crum-Halsted Insurance




Local Locations: 

100 S Latham St. Suite 101, Sandwich, IL 60548


View Website


Farmers Insurance





Local Location: 

801 No. Bridge St., Ste C,  Yorkville, IL 60560


View Website 


First Insurance Group



Local Locations: 

11000 E US Highway 34, (Suite 1)Plano, IL 60545


613 E. Church St., Sandwich, IL 60548


141 W. Lincoln Highway, DeKalb, IL 60115


View Website 

Primerica Insurance




Local location: 

835 W. Church Street, Sandwich, IL 60548


View website

State Farm Insurance



Local Locations:

306 E. Church Street Sandwich, IL 60548


623 W. Route 34 Plano, IL 60545


1448 Sycamore Road Yorkville, IL 60560


129 Commercial Drive Yorkville, IL 60560


View website 

Somonauk Insurance Agency Inc



Location location: 

145 E. Market Street Somonauk, IL 60552

View website 

Receive Our Newsletter for weekly updates!

By submitting this form, you are consenting to receive marketing emails from: Swanson Real Estate, 503 E Church Street & 664 W. Veterans Parkway , Sandwich / Yorkville, IL, 60548, http://www.swansonrealestate.net. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Home of the Week

Single Family Home For Sale
Active Under Contract
15620 Crystal Acres Drive
Sandwich, IL 60548

Build Your Dream Home!

Commercial Listings:

143 S Main Street Sandwich, IL 60548
Commercial For Sale
- Active

Now is the time to make an investment in your future. Covid is winding down. Business is looking up and interest rates are historically low. Consider this for your next business adventure. A vintage building on the corner of Rt 34 and Main St. Sandwi

205 S Wells Street Sandwich, IL 60548
Business Opportunity For Sale
- Active

What a fantastic opportunity to purchase a thriving business in downtown Sandwich. On the corner of rt 34 and Wells Sts. Just off the busiest stretch of Rt 34 , and a couple of blocks north of the Sandwich Schools. A consistent winner of the "Best of

101 S West Street Sandwich, IL 60548
Commercial For Sale
- Active

This property consists of a grain elevator and office that is currently vacant. There are four concrete grain silos located adjacent to the railroad. The property is located just off of State Route 34 with good exposure to traffic. It was the Sandwic

145 E Market Street Somonauk, IL 60552
Commercial For Sale
- Active Under Contract

What an opportunity we have for you. A great office building in downtown Somonauk. Good exposure for your business with the traffic on Busy Rt 34. Spacious floor plan features a large entry with room for expansive counter space and workstations. As w

1001 N 1st. Avenue Ottawa, IL 61350
Business Opportunity For Sale
- Active

Looking to expand your investment portfolio? Sitting on 3 commercial lots this huge space has so many options and so much potential. With many successful businesses in the area you can use the extra land for a complementary business, or use the entir

Swanson Real Estate

815-786-9418 Sandwich

630-553-3333 Yorkville

815-786-3307 Fax

Find / Contact Us