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"YOUR HOMETOWN REALTORS"

Serving Dekalb, Kendall, LaSalle, Kane & surrounding areas

815-786-9418 or 630-553-3333

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503 East Church Street, Sandwich
664 W. Veteran's Parkway, Yorkville
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Home Insurance

In most cases, yes, you will need to purchase a homeowners insurance policy before the lender will allow the closing to proceed. Otherwise, the loan won’t be finalized and funded — and nobody wants that. In a typical scenario, the borrower will bring either the policy itself, or proof of the purchase, to the closing / settlement process. It can also be faxed to the lender and/or escrow company prior to closing.

Home Insurance Protects You, as Well as the Lender.  This is why most lenders require proof of coverage before closing. They want to make sure their interests are being protected in the event of fire, earthquake, flooding, etc. 

The common practice is that you have to bring a homeowners insurance binder with you to the closing procedures. This binder is provided by the insurer and is proof that you have a policy in place that covers the property. In some cases, a letter from the insurer will suffice, or a photocopy of the coverage document(s).

You can choose which insurance company you want to use. You should shop around for the best policy, just as you shopped around for the best deal on a home loan. The cost of coverage varies based on the amount of protection, the size of the deductible, and other factors.

In most cases you will need to purchase a basic home insurance policy before closing day comes around.

Source

View Local Agencies Below:

All State Insurance

 

 

Local locations: 

2600 E. Rt. 34, Sandwich, IL 60548

630-925-7565

624 W Veterans Pkwy Ste D Yorkville, IL 60560

630-553-1280

View website 

 

American Family Insurance

 

 

 

Local locations: 

37 S Main St, Sandwich, IL 60548

815-786-6019

110 E Countryside Pkwy Ste A, Yorkville, IL 60560

630-553-4047

8 W Washington St, Oswego, IL 60543

630-551-1784

View Website 

 

Country Financial Insurance

 

 

 

Local Location: 

347 W Church St, Sandwich, IL 60548
815-786-6584

View Website 

Crum-Halsted Insurance

 

 

 

Local Locations: 

100 S Latham St. Suite 101, Sandwich, IL 60548

815-786-2105

View Website

 

Farmers Insurance

 

 

 

 

Local Location: 

801 No. Bridge St., Ste C,  Yorkville, IL 60560

815-343-9738

View Website 

 

First Insurance Group

 

 

Local Locations: 

11000 E US Highway 34, (Suite 1)Plano, IL 60545

630-552-3447

613 E. Church St., Sandwich, IL 60548

815-786-8833

141 W. Lincoln Highway, DeKalb, IL 60115

630-903-4675

View Website 

Primerica Insurance

 

 

 

Local location: 

835 W. Church Street, Sandwich, IL 60548

815-786-8800

View website

State Farm Insurance

 

 

Local Locations:

306 E. Church Street Sandwich, IL 60548

815-786-2113

623 W. Route 34 Plano, IL 60545

630-552-8759

1448 Sycamore Road Yorkville, IL 60560

630-553-6800

129 Commercial Drive Yorkville, IL 60560

630-553-0005

View website 

Somonauk Insurance Agency Inc

 

 

Location location: 

145 E. Market Street Somonauk, IL 60552

View website 

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