by Kathy Kohler | Aug 9, 2024 | Buyer Tips, Moving Tips
With a long to-do list to complete before moving, it is important to remember preparation for your pets Gather Vet Records: If you are moving a considerable distance away from your current home, it is important to ask your current veterinarian for records that will be...
by Kathy Kohler | Sep 7, 2021 | Buyer Tips, Financial
Prequalified vs. Preapproved: What’s the Difference? The difference between preapproval and prequalification can depend on the creditor and the type of loan or credit card—some creditors may even use the terms interchangeably. In either case, a creditor has done an...
by Kathy Kohler | Oct 22, 2020 | Buyer Tips, Selling Tips
Contingencies are a common occurrence in real estate transactions. They simply mean the sale and purchase of a house will only happen if certain conditions are met. The offer is made and accepted, but either party can bow out if those conditions aren’t satisfied. Most...
by Kathy Kohler | Sep 27, 2019 | Buyer Tips
Here’s a checklist of things to remember to get ready to buy a home. Check your credit score Do not pass “Go,” do not start browsing homes until you have checked your credit score. This is the number that mortgage lenders will look at to determine...
by Kathy Kohler | Feb 11, 2019 | Buyer Tips
How much house can I afford? When buying a home, most mortgage lenders require a down payment between 3 percent and 20 percent of the home’s price. Some loans may have a lower threshold, but down payments below 20 percent will mean paying for private mortgage...
by Kathy Kohler | Jan 22, 2019 | Buyer Tips, new construction
If you’ve chosen to build your dream home rather than buy an existing one, it may surprise you to learn that you won’t be getting a traditional mortgage. Instead, you’ll likely get a construction loan. Not all banks or lenders offer construction...
