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Types of Home Buying Contingencies

Types of Home Buying Contingencies

Contingencies are a common occurrence in real estate transactions. They simply mean the sale and purchase of a house will only happen if certain conditions are met. The offer is made and accepted, but either party can bow out if those conditions aren’t satisfied. Most...
Checklist When Buying a Home

Checklist When Buying a Home

Here’s a checklist of things to remember to get ready to buy a home. Check your credit score Do not pass “Go,” do not start browsing homes until you have checked your credit score. This is the number that mortgage lenders will look at to determine...
Renting vs Buying a Home

Renting vs Buying a Home

How much house can I afford? When buying a home, most mortgage lenders require a down payment between 3 percent and 20 percent of the home’s price. Some loans may have a lower threshold, but down payments below 20 percent will mean paying for private mortgage...
Learn about Construction Loans

Learn about Construction Loans

If you’ve chosen to build your dream home rather than buy an existing one, it may surprise you to learn that you won’t be getting a traditional mortgage. Instead, you’ll likely get a construction loan. Not all banks or lenders offer construction...
Contingent vs. Pending

Contingent vs. Pending

When searching the market for a new home, you’ll run across properties in several states of activity. What do you do when the home you’re interested in is marked as “contingent” or “pending”? What’s the difference between the two, and what are your options for making...
How to Prepare to Buy a Home

How to Prepare to Buy a Home

When purchasing a home it’s “like” being an infant and it’s a matter of putting one foot in front of another to meet your goal of home ownership!! Buying a home can be one of the largest purchases that most people do in their lifetime,...