by Kathy Kohler | Feb 11, 2019 | Buyer Tips
How much house can I afford? When buying a home, most mortgage lenders require a down payment between 3 percent and 20 percent of the home’s price. Some loans may have a lower threshold, but down payments below 20 percent will mean paying for private mortgage...
by Kathy Kohler | Jan 22, 2019 | Buyer Tips, new construction
If you’ve chosen to build your dream home rather than buy an existing one, it may surprise you to learn that you won’t be getting a traditional mortgage. Instead, you’ll likely get a construction loan. Not all banks or lenders offer construction...
by Kathy Kohler | May 14, 2018 | Buyer Tips
When searching the market for a new home, you’ll run across properties in several states of activity. What do you do when the home you’re interested in is marked as “contingent” or “pending”? What’s the difference between the two, and what are your options for making...
by Kathy Kohler | Jan 5, 2018 | Buyer Tips
When purchasing a home it’s “like” being an infant and it’s a matter of putting one foot in front of another to meet your goal of home ownership!! Buying a home can be one of the largest purchases that most people do in their lifetime,...
by Kathy Kohler | Dec 26, 2017 | Buyer Tips
Your credit report represents how well you manage your financial responsibilities. The good news is that your negative information drops off over time but the positive information remains. Building a strong and consistent history of responsibly using credit is the...
by Kathy Kohler | Dec 7, 2017 | Buyer Tips
So real estate wisdom tells us that spring and summer are the prime seasons for house hunting and moving. People are more likely to get out and shop when the weather is nice. It is a more pleasant time of year, and sellers know their yards look better when not covered...
