Checklist When Buying a Home

Checklist When Buying a Home

Here’s a checklist of things to remember to get ready to buy a home. Check your credit score Do not pass “Go,” do not start browsing homes until you have checked your credit score. This is the number that mortgage lenders will look at to determine...
What is a Property Disclosure Statement

What is a Property Disclosure Statement

No matter how great a home looks at first glance, a host of problems could be hiding right under that fresh coat of paint—which is why buyers will want to scrutinize certain paperwork they’ll receive called property disclosure statements. Property disclosure...
Renting vs Buying a Home

Renting vs Buying a Home

How much house can I afford? When buying a home, most mortgage lenders require a down payment between 3 percent and 20 percent of the home’s price. Some loans may have a lower threshold, but down payments below 20 percent will mean paying for private mortgage...
Learn about Construction Loans

Learn about Construction Loans

If you’ve chosen to build your dream home rather than buy an existing one, it may surprise you to learn that you won’t be getting a traditional mortgage. Instead, you’ll likely get a construction loan. Not all banks or lenders offer construction...
Are You Ready to Become a Homeowner?

Are You Ready to Become a Homeowner?

While buying a house for the first time may be intimidating, no homeowner started the process feeling confident every step of the way. Here’s what first-time homebuyers need to know. Long before you start looking at houses, you must be sure your finances are in order....
New Year rings in opportunities 2019

New Year rings in opportunities 2019

When it comes to selling a home, the New Year rings in opportunities. The most serious buyers are looking in the beginning of the new year. They are not just kicking tires at open houses. If you’re planning to sell in 2019, especially in the first three months, now is...